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5+ Popular Ways for Online Earning Without Investment

With people wanting a side income, or students wanting to get a handy pockey-money, and stay-at-home spouses, homemakers seeking to be self-dependent, there are different ways to earn money from home without making any investment. 

Now, in the recent times there are different ways to earn money online without the need of investing a single rupee. This ensures that you do not have to fret about any financial risks associated with investment.

Read More: 12 Best Online Earning Platforms

1. Become an Insurance POSP

This is perhaps the best way to earn money online without any investment. A Point of Salesperson (POSP) is essentially an insurance agent who works with an insurance company. This person has to sell few specific insurance products online.

Now, people have to be over 18 years and should have finished their class 10. Also, people need to complete the 15-hour compulsory training offered by the IRDAI in order to get a General/Life Insurance license.

After the training is done, you can earn basis the number of policies you sell. The more policies you sell, the better will be your earnings.

2. Freelancing

This is another extremely popular way to make money without the need of any investment. You have to first understand your niche, then tap into your potential, identify the market, share sample works with potential clients.

Requirements: There are different requirements and the key skills that are always in demand include writing, programming, editing, designing, among other areas. 

Top Freelancing Sites:

  • Freelance India
  • 99Designs
  • Upwork
  • Truelancer
  • Fiverr

3. Data Entry Jobs

These types of jobs are perfect for people looking for flexible, part-time work from home jobs. 

Here, the basic need is to have computer knowledge and a working knowledge of Excel and other Microsoft tools. People working these data entry jobs should always try to meet deadlines. The earning range of these jobs is typically ₹300 to ₹1,500 per hour.

Here are the trusted websites for Data Entry Jobs:

  • Freelancer
  • Guru
  • DionData Solutions
  • Axion Data Entry Services
  • Data Plus

4. Testing Apps and Website

This one is another skilled job for people who want to earn money from the comfort of their home by testing apps and websites. Companies usually onboard ‘Beta Testing’ to ensure their apps and sites are user-friendly before they finally roll them out for the public.

People need to understand the working of a computer and to comprehend the different parameters that need to be checked to clear the website and app. No special knowledge is needed, making it suitable for those looking for part-time work.

With this, people can earn around ₹1000 to ₹3000 depending on the complexity and duration of the testing process.

Here are the sites that offer these testing jobs:

  • BetaTesting
  • UserTesting
  • StartupLift
  • Test.io
  • TryMyUI

5. Playing Real Money Games

Well, another avenue that has become extremely popular over the past few years. Real Money Earning games are actually healtht for you since when these games are played, players have to be focused and realy on memory and concentration as well as analytical skills.

WinZO is a fun earning game app that has more than 100 skill-based games where the competition is both fun and engaging. Players take on one another in skill-based sports, casual, arcade, card, and board games and have the chance to win real money. 

6. Participate in Online Paid Surveys

This is another quick way to earn money – you can take part in online surveys. A whole host of companies always seek consumer opinions on their products and services and they even pay a good amount to people trying to get this feedback. 

Hence, if you are looking for an easy and fun way to make money online you can always sign up with a reputable survey company and start sharing your opinions.

Here are a few websites for paid surveys:

Prizerebel

Swagbucks

Follow these key tips to find Legitimate Online Jobs Without Investment

Before you start your search for online jobs that need no investment, keep these important pointers in mind:

  1. Use Verified Job Platforms: Ensure you are always using reputable and verified platforms for your job search to avoid scams.
  2. Be on the lookout for unverified communications: Always be cautious and on the lookout for any unsolicited emails or messages requesting personal or financial information. 
  3. Scrutinize Data Entry Jobs: As far as data entry jobs are concerned, be aware that no legitimate opportunities will ask for any advance payments. 

Read Contracts Before Signing: Be prudent and always review all the contract agreements carefully to make sense of terms and conditions to prevent any future complications.

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